How it works
how it works
Fast & easy application process
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Apply
You approach us for a loan. Whether it be personal / Student loan / Car Loan / Home Improvement we have you covered
Review
We review your application according to the requirements of The National Credit Act 34 of 2005.
Approval
If your application meets all the requirements, you will receive a Quotation Schedule which summarises the basis of the Agreement.
Accept & Sign
If you accept and sign the Quotation Schedule then we proceed with and provide the Loan Agreement for your perusal and signature.
Fund Transfer
If you have accepted the conditions as per the Quotation Schedule and signed the Loan Agreement and all the preliminaries are met, the funds will be transferred into your selected bank account within 48 Hours.
Monthly Payments
You keep to the Agreement and settle your monthly payments exactly on due date.
Building a brighter financial future
We offer loans for most purposes
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BENEFITs of choosing qullqi capital
Personal finance that fits you
We’ve built a secure & personalized experience
- Checking your rates won’t affect your credit score
- Our rates are often lower than the banks
- We have simple online application
- No early repayment fees, no hidden charges